A new year is coming our way! Time to budget our year and dig for some savings. Here are 5 ways to save on your car insurance.
1.Shop Shop Shop
There is always a cheaper company. You just have to look. Run a quote on a site that can give you multiple quotes.
2. Lower your coverages
Have your policy revised. Do you need the coverages you have? Is it necessary to have comprehensive and collision coverage on your 1999 Toyota Camry?
3. Combine your policies
Combining your homeowners, rental, motorcycle, RV, boat and etc policy with one company. That can save for you overall.
4. Threaten to leave
This works for most companies. You are their life vessel. Without your business they will be out of business. Call your insurance company and tell them you are planning to switch to a different company. Ask them about any discounts they can apply. Let them do the work to find you discounts.
5. Purchase a cheaper car to insure
Sick of that Mustang? Good because it’s denting your wallet in many ways. Go for a low profile vehicle.
I do the “Threaten to leave” one all the time.